Umbrella Liability Insurance

Umbrella liability insurance provides excess cover for your clients' underlying policies without the necessity of issuing separate cover over each. 

One umbrella insurance policy does the lot and also provides that extra Difference in Conditions cover.

Key Advantages

1. Broad definition of personal injury.
2. Broad definition of insured.
3. Coverage for property in the care custody and control of the insured.
4. Coverage for contractual liability.
5. Drop down coverage following exhaustion of annual aggregate limits of agreed underlying Primary Insurance.
6. Drop down coverage for contingencies not covered by underlying insurances, e.g. third party personal injury / property damage arising out of registered or unregistered motor vehicles.
7. Excess limits for follow form coverage on non owned or chartered watercraft and aircraft.
8. Advertising liability provides protection against claims for libel, slander, infringement of copyright, title or slogan arising out of your clients' advertising activities.
9. World wide jurisdiction - defence and settlement of claims arising.