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Business Travel

 

CAR / EAR

  Direct Marketing
  Employee Benefits

Energy

  Environmental Risk
 

Expatriate / Inpatriate

Financial Lines

 

Group Personal Accident

 

Liability

 

Machinery Breakdown

 

Marine

 

Property ISR

 

Umbrella Liability

 Products and Services

Products & Services



With a product offering as diverse as our customer base, we pride ourselves on our ability to meet our clients needs. 
We create and stand by our insurance, reinsurance
and financial solutions for business and consumers around the world.
 


ACE Product Listing

Accident and Health

Business Travel
Designed for companies in business travel either interstate, intrastate or overseas.


Group Personal Accident

Offers death, serious injury benefits and income protection for employees.

 

Employee Benefits

Voluntary Group Accident - An employee benefit
product that offers accidental death, broken bones
and burns cover for the employee and their family.

INA-Suitcase - An electronic leisure travel site
designed for employees enabling the employee
to view benefits and rate and obtain cover on-line.

 

Expatriate / Inpatriate

Designed to provide medical cover for Australian employees seconded overseas and includes
ancillary medical benefits.

Voluntary Workers Accident Insurance

Offers cover for volunteers, sporting associations, work experience students for Emergency Home Help, Non-Medicare Medical Expenses and Death and Serious Injury Benefits whilst on voluntary work.

 

Property

Property ISR

Provides cover for assets and business interruption.
The ISR policy will respond to any physical loss or damage to property, unless specifically excluded.

 

Energy

Our Energy Insurance provides cover for physical
assets and business interruption.  This policy will respond to any loss unless specifically excluded.

 

CAR / EAR

Provides cover for property undergoing construction
on an all risks basis unless otherwise specifically excluded.

 

Machinery Breakdown

Provides cover for breakdown to machinery whilst
in operation, which is generally excluded under a standard ISR Policy.

 

Marine

Marine Cargo
Our worldwide Marine Cargo policy provides cover
for physical loss or damage caused to insured goods whilst being transported by land, sea, air or post.
 

Commercial Hull
Marine Hull & Machinery, targeting hull fleets
such as:
 

- Charter Vessels

- Passenger Vessels

- Coastal traders

- Tugs

- Barges

- Dredges

 
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Financial Lines

Directors & Officers

Provides coverage for directors and officers of a company for claims arising from allegations of wrongful acts whilst acting in their capacity as a director or officer.

 

Fidelity

Provides protection for a business against employee dishonesty.

 

Financial Institutions

There are Four Financial Institution Products

Financial Institutions Bond Insurance

Investment Managers Elite Insurance

Financial Institutions Financial and Electronic Computer Crime

Financial Institutions Professional Indemnity Insurance Policy


Professional Indemnity

Indemnifies the insured against any civil liability for breach of a duty owed in a professional capacity in connection with the

firm’s business.


Casualty

Liability
A liability policy covers the Insured against Personal Injury or Property Damage caused to third parties arising out of the Insured business.
 

Umbrella Liability
Covers the Insured against Personal Injury, Property Damage and Advertising Liability caused to third parties arising out of the insured business.

It provides cover in excess of the limits provided by a Liability policy.
It also provides difference in limited (DIL) and difference in conditions (DIC) cover over other policies with a liability component that are declared, accepted and scheduled by ACE in the Umbrella policy document.


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